Authorized User

WHAT IS AN AUTHORIZED USER ON A CREDIT CARD?

An authorized user has a credit card in their own name under someone else’s account. The authorized user is able to make purchases. However, an authorized user is not responsible for making payments on the credit card bill.

Albright Credit Union does not report credit history for authorized users.

If you need or want to add an authorized user to your ACU VISA Credit Card, simply download the add an authorized user form, complete it, and return it to the credit union along with proof of identification for both parties. Upon verification, a credit card will be ordered for the authorized user.

Claims must be submitted for reimbursement within 30 days from authorization date.

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