Savings Products

Our regular savings account requires a $25.00 minimum balance. Withdrawals are not restricted and ATM access is available. Many of our current members use this to put their loan payments aside each month.

A minimum balance of $1,000.00 is required and electronic withdrawals are restricted. The money market account pays a higher dividend than our basic savings but still allows you the flexibility of withdrawing funds at any time without penalty.

Our Holiday Club accounts require a minimum balance of $10.00 and deposits can be made in any amount and any frequency. Withdrawals are limited to specific time period. Funds are generally available the fourth Friday of October each year. The exact date is announced in September’s newsletter. Any prior withdrawals are subject to a penalty.

Our Vacation Club accounts require a minimum balance of $10.00 and deposits can be made in any amount and any frequency. You can access your funds at any time throughout the year and as often as you’d like.

Rainy days can be unexpected and gloomy. So can certain circumstances in your life. The Rainy Day Club is there for you during the good and bad days. Set aside money in this account so that you don’t have to pay out of pocket the next time a rainy day comes along.

We offer a variety of terms from 6 months to 60 months, all at competitive rates. A minimum of $2,500.00 is required to open a certificate. A maturity notice will be sent to you about two weeks before the maturity date. You have a 10 day grace period following the maturity date to change the term of the certificate, otherwise it is automatically renewed for the same term at our current rates.

We offer many types of Traditional, Roth, or Coverdell ESA accounts. We can help you open a new account or you rollover from another IRA. We can help match up your needs to appropriate type of IRA Share or Certificate. The dividends are competitive and funds are insured up to $250,000.

An Auxiliary Savings can be added on to any account to help you organize your finances or set aside funds for any reason.